SeraFi — Your money, clear and in control
Coming soon to the App Store · English & Español

SeraFi is the financial coach built for first-generation wealth builders. It reads your real numbers, protects what matters, and shows you the exact next step — in English or en español.

$0
First milestone
EN·ES
Fully bilingual
0 stages
To financial freedom
"For I know the plans I have for you — plans to prosper you and not to harm you, plans to give you hope and a future." Jer. 29:11
🌱
7-day streak
Daily review done
🛡
Emergency fund · 64%
Next milestone: 1 month
All minimums covered
SeraFi
Good morning, Sofia ✦
Safe to Spend Today
$0.00
after bills and necessities
$60 base+$12 rolled over
☀️
Review yesterday
3 transactions · 30 seconds
💳
Chase Sapphire
Pay $1,640 before Jun 24
12%
🌱 Day 7 — you know where every dollar went
The Sera Method

One formula.
Everything becomes clear.

No spreadsheets. No shame. SeraFi finds your fixed bills automatically, protects every minimum payment, and shows you the money that's truly yours to move.

💵
Income
Everything you bring in
🧾
Bills
Auto-detected by your AI
=
Money You Control
Your power. Your plan.
✓ $500 ✓ $1K 1 month 2 months 3 months 6 months

Your emergency fund grows in attainable phases — SeraFi always coaches you toward the next milestone, never the far horizon. And minimum payments come first, always. That's non-negotiable.

Life with SeraFi

Money is never just money.
It's the life around it.

The morning ritual30 seconds, cafecito in hand
Review.
Grow.
Repeat.
Money you control
🌱
Something to leave behindgenerational, on purpose
Yes, without fearwhen the unexpected comes
Built Different

The financial advisor
you could never afford — now you can.

☀️

The 30-second morning ritual

Every morning, review yesterday's spending with a quick swipe-card ritual. Build your streak, know where every dollar went, and start the day with your exact safe-to-spend number — unspent money rolls over into today.

Starbucks
$6.75 · yesterday 8:42 AM
1/3
🍕 Food · suggested 🚗 Transport 🎬 Fun 🛍 Shopping
💳

Card IQ — every card, mastered

The two dates that actually matter, the balance to hit before your statement closes, which card to use where — and the rewards you're leaving on the table. Your cards start working for you.

Hold it in your hands below
🛡

Milestones you can actually reach

First $500. First $1,000. One month of necessities. SeraFi breaks your emergency fund into phases that feel possible — because a $200 deposit is a real win, and your coach says so.

✓ $500 ✓ $1K 1 month · $600 away 2 mo
🛡 Emergency fund · $3,200 of $3,800 · 84% to your next milestone
🔒

Bank-level security via Plaid

Your accounts connect through Plaid with 256-bit encryption. SeraFi never sees or stores your bank credentials. No ads. Your data is never sold — ever.

🏦
Chase Checking
Synced 2 min ago · via Plaid 🔒
$3,204.17

A coach that knows your real numbers

Not generic advice. Your AI coach reads your actual balances, bills, and due dates — then tells you the specific move: which account, how much, and by when. It explains the why in plain language, protects your credit first, and celebrates every win with you.

— y te habla como se habla en casa, no como un banco.
Coach Insight
Card IQ · Live Demo

Every card you carry,
finally working for you.

This is the actual Card IQ screen. Tap between cards, watch the strategy change. SeraFi distills every card down to one clear move — no jargon, no spreadsheet.

📅
The two dates that matter
Pay before the statement closes to lower what bureaus see. Pay in full by the due date to owe zero interest. SeraFi tracks both for every card.
📊
Under 10% — the sweet spot
SeraFi calculates the exact dollar amount that gets each card under 10% utilization — the single fastest move for your credit score.
🎁
Which card, where
3× on dining here, 2× on everything there — SeraFi knows your cards' rewards and tells you which one to pull out, so you stop leaving money on the table.
CardIQ
Smart strategy for every card
Move your cursor · Tap a card to switch
Your Financial Journey

Five stages.
You're not behind — you're on the path.

🏗
Stage 1
Secure the Base
Your first $1,000 safety net
🧱
Stage 2
Build the Foundation
Every minimum paid on time
🚀
Stage 3
Gaining Momentum
Attack the expensive debt
Stage 4
Freedom Rising
6-month fund in sight
👑
Stage 5
Financial Freedom
A home. A legacy. Generational wealth.

Tu dinero.
Your language.

SeraFi speaks conversational, everyday Spanish — the kind spoken at home, not translated by a machine. Switch languages any time. Every screen, every insight, every celebration ships in both, with equal care.

You
¿Puedo pagar más a mi tarjeta este mes?
SeraFi
¡Sí! Todos tus mínimos ya están cubiertos. Tienes $185 disponibles — mándalos a tu Capital One este viernes y ahorras $31 en intereses este año. 🌱
Plans

Less than a takeout order.
Worth a financial future.

Basic
$19.99/month
or $179.99/yr — save 25%
  • Up to 4 linked accounts — bank + debts combined
  • AI financial coaching in EN & ES
  • Daily review ritual + streaks
  • Debt tracking & payoff strategies
  • Monthly progress reports
Start with Basic
YOUR COMPLETE PICTURE
Premium
$29.99/month
or $269.99/yr — save 25%
  • Unlimited linked accounts — your full financial picture
  • Everything in Basic
  • Card IQ across every card you carry
  • Deeper AI analysis of your complete picture
  • Goals + timeline across all accounts
Build My Complete Picture ✦

Subscriptions managed through the Apple App Store · Cancel any time in Settings · Annual plans lock your price for 12 months

07 · The Founding Five

Five spots.
Free for life.

We're choosing five founding members to test SeraFi before anyone else — and keep it free forever. No lottery. We read every story and choose the five people SeraFi can help most.

Seat 01
Open
Seat 02
Open
Seat 03
Open
Seat 04
Open
Seat 05
Open
01
Join the waitlist
Drop your email below — that's how we'll reach the chosen five.
02
Tell us your story
A 2-minute form: what's going on with your money, and how SeraFi would help.
03
We choose five founders
Chosen by story, not by speed. Founders keep SeraFi free — forever.
Apply for a Founding Spot ✦
Takes 2 minutes · iPhone required for the beta (TestFlight) · English o español

Your future,
sembrado.

Sera — from zera, seed. From será, it will be. Join the waitlist and be first in line when SeraFi opens its doors.

Join the Waitlist ✦
30 seconds · name + email · English o español
Want one of the 5 free-for-life founding spots? Apply here →
"Those who sow with tears will reap with songs of joy." Ps. 126:5
SeraFi

Financial coaching for first-generation wealth builders. Your money, clear and in control — in English y en español.

SeraFi is not a bank. Financial coaching and education only. Not FDIC insured. Not licensed financial, investment, credit, tax, or legal advice — always consult a licensed professional before major financial decisions. SeraFi is not a credit repair service. Account linking powered by Plaid; SeraFi never stores your bank credentials. For educational purposes only.
© 2026 SeraFi · Florida, USA Made with intention ✦